
- BGG rank
- BGG #21,295
- BGG rating
- 6.5
Zombielife Insurance
- 2–5 players
- 30–60 min
- 2021

2018
Rules assistance for Debtzilla
Plain-language explanations of turns, card effects and disputed situations, with official source references and saved question history.
For 2 players

What would you like to know?
Answers come from the official rulebook, with the page to check.
Debtzilla is a board game released in 2018 for 2–4 players, 60–90 minutes per game, and ages 14 and up. It was designed by Xeo Lye and its main mechanics are Variable Player Powers, Dice Rolling, and Cooperative Game.
Description from the publisher: In the land of Banana Republic, an incompetent and corrupted government has caused a wave of crime and lawlessness in Banana Republic. A few brave souls have finally showed and decided to take on the mantle of heros - to combat the Villains who are stealing the hard earned savings of ordinary citizens. However, beneath every hero lies an average human being, who has a job to perform, daily expenses to pay and crime fighting gadgets to buy. Little did they know that their credit card bills are feeding the ultimate monster of mass destruction: Debtzilla. Debtzilla is a 2 to 4 player, cooperative board game in which heroes work together to protect ordinary citizens from being scammed by Villains, and take down the final boss: Debtzilla. Sharing the same universe as Wongamania: Banana Economy, Debtzilla focuses on the issue of how debt affects the lives of ordinary people in Banana Republic. Using a combination of deck building and dice mechanics, players have to race against time to bring down the bad guys before the law of compounding debt interest destroys their chances of winning the game. Be too stingy on your finances and you will find your hero too weak to do any good in a real fight. On the other hand, splurging too much on those flashy hero gadgets on borrowed money will result in the final boss too difficult to defeat. Can you balance your books and save the world at the same time? With Great Power Comes Great Debt! Components 4 playing board 6 hero cards 108 income cards 18 basic gadget cards 11 advanced gadget cards 16 villain cards 10 citizen cards 25 dice 58 Wonga coins 12 insurance shields 4 hero meeples 4 happiness markers 3 citizen wealth markers 2 boss life markers 11 Debtzilla boss cards 9 Inflationsaurus boss cards
Debtzilla supports 2–4 players according to the catalogue. This range comes from the publisher’s listed player count, so the game can be set up for any group size within it. Some setups, rules and scoring details may still vary by player count, so check your edition’s rulebook for the exact configuration.
The listed playing time for Debtzilla is 60–90 minutes. This is the publisher’s estimate for a full game. The actual duration depends on the group, the player count and familiarity with the rules: first sessions usually run longer, while experienced groups often finish faster. Setup and teaching time are not included in this estimate.
The catalogue lists Debtzilla for ages 14 and up. This is the publisher’s recommendation and reflects reading demands, rule complexity and small components rather than theme alone. Younger players can often join with help from an adult, so check the age guidance on your edition and consider your group’s experience with board games.
Debtzilla has a complexity rating of 2.3 out of 5 from BoardGameGeek players, which makes it a medium-light game. The rating reflects how much rules knowledge, planning and decision-making a typical game demands. Expect a longer first teach for heavier games, and use a preparation guide before game night.
Debtzilla belongs to these categories: Fighting, Economic, and Dice. Its main mechanics are Variable Player Powers, Dice Rolling, and Cooperative Game. Categories describe the theme and setting of a game, while mechanics describe what players actually do on their turns. Each mechanic links to a catalogue hub with similar games, which helps when you want something comparable.
The credited designers of Debtzilla are: Xeo Lye. These credits come from the published game data and name the people responsible for the game’s design, not its illustrators or publishers. Designer pages on MeepleRules collect other titles by the same designers, which helps when you enjoy a game and want to find similar ones.
The catalogue lists Debtzilla as a base game. It can be played on its own with the components in the box and does not require any other title. Expansions, if any exist, add new content or rules on top of it and are listed separately in the catalogue with a link back to this base game.